Effective Date: June 11, 2025

Welcome to the website of River Crossing Strategy Group (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website located at www.rivercrossingstrategy.com and any related content, services, or features (collectively, the “Site”).

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that your use of the Site does not violate any applicable laws or regulations.

You may not:

• Use the Site in any way that could damage, disable, or impair our services
• Attempt to gain unauthorized access to any portion of the Site or any related systems or networks
• Use automated means (e.g., bots, scrapers) to access or interact with the Site
• Submit false or misleading information through contact forms or email

2. Intellectual Property

All content on this Site—including but not limited to text, images, logos, graphics, and design—is the property of River Crossing Strategy Group or its content suppliers and is protected by copyright, trademark, and other applicable intellectual property laws.

You may view and download content for personal, non-commercial use only. You may not modify, reproduce, distribute, or use any content from the Site without our prior written permission.

3. User Submissions

If you submit any information, feedback, or content through the Site (e.g., contact forms), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, and distribute such content as part of our business operations, unless otherwise stated in a separate agreement.

You represent that your submissions do not violate the rights of any third party.

4. Privacy

Your use of the Site is also governed by our Privacy Policy. Please review it to understand our practices regarding your personal data.

5. Third-Party Links

This Site may contain links to third-party websites. These links are provided for your convenience, and we do not endorse or assume any responsibility for the content, privacy practices, or operations of those websites.

6. Disclaimers

The Site is provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, about the accuracy, reliability, or availability of the Site or any content contained on it.

To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the extent permitted by applicable law, River Crossing Strategy Group shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, the Site.

8. Indemnification

You agree to indemnify and hold harmless River Crossing Strategy Group, its affiliates, and its employees, contractors, and agents from any claims, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site or your violation of these Terms.

9. Changes to These Terms

We may update or modify these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles. Any legal action or proceeding related to your use of the Site shall be brought exclusively in a court of competent jurisdiction located in New Jersey.

11. Contact Us

If you have any questions about these Terms, please contact:

River Crossing Strategy Group
info@rcsg.com